Money matters - cancelling contracts
If you cannot make decisions for yourself, this is called ‘lacking capacity’. This page explains what happens if you borrow money from a lender when you lack capacity. It also explains your rights to cancel unwanted items you buy, and what to do if you have borrowed money from a loan shark.
Work Capability Assessment (WCA)
You may find this page helpful if you are claiming Employment and Support Allowance (ESA) or Universal Credit (UC) with a limited capability for work element. The Department for Work and Pensions (DWP) use a test called the Work Capability Assessment (WCA) to decide if you can claim these benefits.
Universal Credit (UC) is a benefit for people aged between 18 and 65 years old. Some people aged 16-17 will also be able to claim. UC is replacing 6 benefits including income-related Employment & Support Allowance, income-based Job Seekers Allowance, Income Support, Tax Credits and Housing Benefit.